Terms of Service

Last Updated: February 2026

1. About Us and Acceptance of Terms

Missed A Million operates in the United Kingdom and provides educational content related to financial markets and trading. By accessing or using our platform, you agree to be bound by these Terms of Service.

These terms constitute a legally binding agreement between you and Missed A Million. If you do not agree to these terms, you must not access or use our services.

2. Educational Purpose and FCA Compliance

All content provided through this platform is for educational and informational purposes only. We provide general education about financial markets and trading strategies. Nothing on this platform constitutes:

  • • Financial advice or regulated investment advice
  • • Personal recommendations to buy or sell financial instruments
  • • Solicitation to enter into transactions in investments
  • • An offer to provide investment services

Missed A Million is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated investment advice or portfolio management services. Users acknowledge that trading involves substantial risk of loss and that they are solely responsible for their own trading and investment decisions. You should seek independent financial advice from an FCA-authorised advisor before making any investment decisions.

3. Membership and Access

Membership to the platform requires registration. We reserve the right to accept or reject any registration at our sole discretion.

Cancellation Rights: In accordance with the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have the right to cancel your subscription within 14 days of purchase (cooling-off period). To exercise this right, contact us through the support page.

After the cooling-off period, monthly subscriptions can be cancelled at any time with no further charges. If you cancel after the cooling-off period, you will continue to have access until the end of your current billing period, but no refunds will be provided for partial periods.

4. User Conduct

Users agree to:

  • • Use the platform for lawful purposes only
  • • Maintain confidentiality of account credentials
  • • Not share account access with others
  • • Not reproduce, distribute, or publicly display platform content without permission
  • • Respect other community members and maintain professional conduct
  • • Not promote external products, services, or competing platforms

5. Intellectual Property

All content, including but not limited to text, graphics, videos, and educational materials, is the property of Missed A Million and is protected by copyright and intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit written permission.

6. Disclaimer of Warranties

We make reasonable efforts to ensure the accuracy of content, but the platform and all content are provided on an "as available" basis. We do not guarantee the accuracy, completeness, or timeliness of any content or analysis provided.

This does not affect your statutory rights under UK consumer protection law, including the Consumer Rights Act 2015.

7. Limitation of Liability

Nothing in these terms excludes or limits our liability for:

  • • Death or personal injury caused by our negligence
  • • Fraud or fraudulent misrepresentation
  • • Any other liability that cannot be excluded under UK law

Subject to the above, Missed A Million shall not be liable for any trading or investment losses, or any indirect or consequential losses arising from your use of the platform. You acknowledge that all trading and investment decisions are made at your own risk.

Our total liability for any claims relating to these terms or the platform shall not exceed the amount you have paid to us in the 12 months prior to the claim.

8. Termination

We reserve the right to suspend or terminate access to the platform for violation of these Terms of Service. We will provide reasonable notice where possible, except in cases of serious breach or legal requirements.

You may terminate your subscription at any time in accordance with Section 3 above.

9. Changes to Terms

We may modify these Terms of Service from time to time. We will notify you of material changes by email or platform notification at least 30 days in advance. Continued use of the platform after the notice period constitutes acceptance of the modified terms. If you do not agree to the changes, you may cancel your subscription.

10. Governing Law and Disputes

These Terms of Service and any disputes arising from them shall be governed by and construed in accordance with the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales. As a consumer, you may also bring proceedings in your country of residence.

If you are unhappy with our services, please contact us first so we can try to resolve the issue. You may also have the right to use an alternative dispute resolution service.

Contact

For questions regarding these Terms of Service, please contact us through the support page.